Self-Directed Pensions
Self-directed pensions are suitable for anyone;
~ who is prepared to take a risk with regard to their pension;
~ who likes an element of control, and
~ who likes to invest in specially selected assets.
It's for people who are looking to treat their pensions a bit more like their own money.
A Self-directed pension will provide you with:
- The opportunity to make provision for yourself and your dependants in the future.
- The facility to buy and sell the investments that make up your pension fund.
- A tailored pension fund to suit your objectives.
- Generous tax treatment.
- A very attractive option due to generous individual pension contribution limits.
- A one to one relationship with an independent stockbroker.
- A daily online valuation of your pension fund from a leading pension provider.
The Advantages
Control - You can direct how your pension fund is invested and managed.
Choice - You can choose from an extensive range of asset types including: equities, government and corporate bonds, collective investment vehicles, etc.
Flexibility - You can alter the structure of your pension fund investments at any time. You may also be eligible to invest some/all proceeds of your pension fund in a Self-directed ARF post-retirement to continue to retain control of the asset management and level of income drawdown.
Tax Efficiency - The tax advantages are considerable. They include the income tax relief for pension funding and the tax-free growth of your pension fund. You may also be eligible to take a tax-free lump sum on retirement.
If you believe you require further clarification on any matter relating to self-directed pensions please feel free to contact us for independent and impartial advice.
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