Home Choice Loan provides up to 92% of the market value of a property purchased. The maximum loan amount is €285,000. The loan is a normal Capital and interest bearing mortgage which is repaid on a monthly basis. Home Choice Loan offers one variable interest rate. The rate is currently set at 3.5% variable. APR 3.56%.

Who can apply?
To qualify for a Home Choice Loan applicants must:

• be a first time buyer (some exceptions may apply );
  
• earn more than €40,000 as a single applicant and over €50,000 combined income as joint applicants;
  
• be in permanent employment for two years; If self-employed be able to submit two years certified accounts;
  
• provide evidence via a broker that they could not obtain sufficient finance from two banks or building societies.

For further details on this product please call us 01 6688322.