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Decreasing Term Assurance

Decreasing Term Assurance also known as Mortgage Protection is a simple, cost effective form of life assurance, designed to pay off the balance of your mortgage in the event of death and/or critical illness. You select the level of cover you need (loan amount) and the length of time you need it (term of loan). Under a Mortgage Protection plan, the level of cover chosen is designed to reduce each month in line with your mortgage, reflecting the fact that you are gradually paying off your mortgage.

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