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Decreasing Term Assurance Decreasing Term Assurance also known as Mortgage Protection is a simple, cost effective form of life assurance, designed to pay off the balance of your mortgage in the event of death and/or critical illness. You select the level of cover you need (loan amount) and the length of time you need it (term of loan). Your premiums are fixed for the life of your policy, meaning that the amount you pay each month will never go up. Under a Mortgage Protection plan, the level of cover chosen is designed to reduce each month in line with your mortgage, reflecting the fact that you are gradually paying off your mortgage. If you believe you require further clarification on any matter relating to Mortgage Protection insurance please feel free to contact us for independent and impartial advice.
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