Privacy & Security Policy

MMPI has a declared business goal to become a favourite internet destination by providing the financial advice, information and product services, which are most relevant to you. MMPI collects information so that it can understand what makes you different from other unique users.

Companies within the MMPI group are regulated by the Central Bank of Ireland under Regulation 11 of the European Communities (Markets in Financial Instruments) Regulation 2007, (MiFID Regulations); are authorised under the Investment Intermediaries Act, 1995, as amended, to act as a product producer and a deposit broker; are registered with the Central Bank of Ireland under the Insurance Mediation Regulations 2005 to act as an Insurance Intermediary and under the Consumer Credit Act, 1995 as amended, as a mortgage intermediary.

MMPI conducts all of its business (including its internet activities) with clients or potential clients, having due regard for both the letter and spirit of various applicable EU Directives; the rules and regulations of the Central Bank of Ireland and the Codes of Conduct and other Guideline Notices that are applicable to MMPI.

MMPI uses several Service Administrators in order to assist it in the provision of enhancements and general amendments to its website.

At MMPI, we recognise the importance of your privacy and the security of your personal data. It is understandable that you may be concerned with the information you provide to us or data that is collected by us and how we use it. With these concerns in mind, we have developed the MMPI Privacy & Security Policy outlined, hereunder. MMPI reserves the right to update its Privacy & Security Policy from time to time and to provide notification of significant updates to clients or potential clients by recording the changes on this website. If you have any questions about our Privacy & Security Policy, you can contact us at .ipmm@ofniie.

Acceptance of Privacy & Security Policy

By using the MMPI website and services, you signify acceptance of the company’s Privacy & Security Policy. If you do not agree with any aspect of the Privacy & Security Policy; or you have concerns regarding any issues raised herein, your only remedy is to discontinue your use of the MMPI website. We reserve the right to modify the Privacy & Security Policy at any time. Your continued use of any portion of the MMPI website following notification or posting of such changes will constitute your absolute acceptance of those changes and your continued acceptance of the Privacy & Security Policy as a whole.

Information and Uses

MMPI will use reasonable efforts to prevent the disclosure of, or the use of, your personal information by unauthorised third-parties. We will not sell, share, or rent your information in any way other than described, herein. Due to the inherent technology being used, MMPI may collect information from you at several different points on your visit to our web site.

We collect information in the following areas:-

1. Contact Information & Financial Fact Find

You are required to provide us with certain financial information (such as your financial position and experience; financial objectives; risk tolerances, etc.) and certain contact information (such as your name/address; email address; telephone number, etc.). This information is used to provide the services, which you have requested, or to contact you about the service(s) for which you have expressed an interest. We may contact you from time to time with news and also marketing and promotional information. We may also use such data to provide you with information, which we believe may be useful to you.

2. Cookies

Like most websites, MMPI uses cookie technology on its website. A cookie is a small text file containing a unique identification number that is transferred from a web site to the hard drive of your computer so that the site administrator may identify your computer and passively track its activities on the web site. This unique number identifies your web browser to our computer system whenever you visit our site. We may place a cookie in the browser file of your computer. However, the cookie itself, does not contain any personally identifying information about you. The cookie does not track your personal information or provide us with any means of contacting you, and the cookie does not extract any information from your computer. Cookies do not contain any information that personally identifies you, but personal information that we store about you may be linked by us to the information stored in and obtained from cookies.

We may use the information we obtain from your use of our cookies for the following purposes:-

  1. to recognise your computer when you visit our website;
  2. to track your choices as you navigate our website;
  3. to improve our website’s accessibility and appearance;
  4. to allow us to analyse the use of our website;
  5. to assist us in the administration of our website.

MMPI uses cookies to provide functional information about your browser, allowing us to provide you with an enhanced degree of navigation on our website. We also use cookies to gather broad demographic information and general usage patterns about you and other users of our site. We do or may use session cookies, persistent cookies and functionality cookies on our websites. MMPI does not use third party behavioural advertising cookies and does not collect data in this way or sell data of this kind to third parties.

If your browser rejects cookies, you may still use the MMPI website. However, your ability to navigate effectively or to access all of the pages on the site may be limited.

If you wish to delete any and all cookies stored on your computer please consult the help function of your own web browser.

3. Web Beacons

Also known as clear GIFs; or single-pixel GIFs, web beacons are small image files, which MMPI may place on web pages and within web-based email newsletters, which it transmits from time to time. Working in conjunction with cookies, web beacons allow MMPI to accurately count the number of unique users, who have visited a specific page on the MMPI site and the number of times those pages are displayed. We can also use web beacons to let us know how many people opened a web-based email newsletter. This information is only collected in aggregate form and will not be linked to your personally identifiable data.

4. Log Files

We use server log data to help administer the site; to better understand the parts of the site; which specific items of content are of most interesting to our site users; and also to measure volumes of traffic. Each time an MMPI page is requested from your browser, we log your computer’s IP address into our log files. Your computer has been pre-assigned a 12-digit number. This number is the IP address. We use your IP addresses to analyse trends, administer the site, track your movements on the site and gather broad demographic information for aggregate use.

5. New Technologies

MMPI keeps abreast of up-to-date technology and may install such software on its website in order to capture appropriate data and to improve its service quality.