DEPOSITS
Banks are finding it difficult to raise funds in the traditional markets and are eagerly looking to gather in deposits from retail customers. Unfortunately, many customers are not availing of these better rates because they are not aware of what is available.
However, if you want the really best rates the market leaders for deposits continue to be Anglo Irish Bank, Halifax Bank of Scotland, Permanent TSB and Investec.
As deposit rates are constantly changing please be sure to check your bank statement and make that call to us to get a better rate of return. Depending on your circumstances whether it be a lumpsum investment or regular saver we can advise you on the best rates that are currently on offer with the various institutions.
Deposits of less than €100,000
|
AIB |
An Post |
Anglo Irish |
Bank of Ireland |
Bank of Scotland |
Investec Bank |
pTSB
|
|
Demand |
0.01% |
1.00% |
3.10% |
0.01% |
N/A |
N/A |
1.75% |
|
30 Day Notice |
2.00% |
3.00% |
1.75% |
N/A |
1.50% |
2.00% |
3.25% |
|
12 mth |
N/A |
N/A |
3.50% |
N/A |
1.59% |
3.60% |
3.10% |
Deposits of more than €100,000
|
AIB |
An Post |
Anglo Irish |
Bank of Ireland |
Bank of Scotland |
Investec Bank |
pTSB
|
|
Demand |
0.20% |
1.00% |
2.80% |
0.03% |
N/A |
N/A |
1.75% |
|
30 Day Notice |
2.49% |
3.00% |
1.75% |
N/A |
1.50% |
2.00% |
3.25% |
|
12 mth |
N/A |
N/A |
3.50% |
N/A |
1.59% |
3.60% |
3.10% |
N.B. All Gross returns are subject to DIRT (currently 25%), where appropriate
If you have any queries or would like any further information please contact Tom Horkan on 01 6688322 or tomhorkan@mmpi.ie
|