However, if you want the really best rates the market leaders for deposits continue to be Anglo Irish Bank, Halifax Bank of Scotland, Permanent TSB and Investec.

As deposit rates are constantly changing please be sure to check your bank statement and make that call to us to get a better rate of return. Depending on your circumstances whether it be a lumpsum investment or regular saver we can advise you on the best rates that are currently on offer with the various institutions.

Deposits of less than €100,000

	AIB	An Post	Anglo Irish	Bank of Ireland	Bank of Scotland	Investec Bank	pTSB
Demand	0.01%	1.00%	3.10%	0.01%	N/A	N/A	1.75%
30 Day Notice	2.00%	3.00%	1.75%	N/A	1.50%	2.00%	3.25%
12 mth	N/A	N/A	3.50%	N/A	1.59%	3.60%	3.10%

Deposits of more than €100,000

	AIB	An Post	Anglo Irish	Bank of Ireland	Bank of Scotland	Investec Bank	pTSB
Demand	0.20%	1.00%	2.80%	0.03%	N/A	N/A	1.75%
30 Day Notice	2.49%	3.00%	1.75%	N/A	1.50%	2.00%	3.25%
12 mth	N/A	N/A	3.50%	N/A	1.59%	3.60%	3.10%

N.B. All Gross returns are subject to DIRT (currently 25%), where appropriate

If you have any queries or would like any further information please contact Tom Horkan on 01 6688322 or tomhorkan@mmpi.ie